While weeding through Michael's stuff in an effort to determine what should make the trip with us I found this. In 1994, when he was all of six years old, he received a pre-approved application in the mail for a Citibank Visa credit card. I thought it would be fun to send it in. So he filled out the brief application form and signed it in a large, scrawly fashion, rather typical for a first grader. Some weeks later this was the reply he received.
He dealt with the rejection quite well. I think it would have been fun to go shopping. It's never too early to start building a good credit history.